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Financial Institutions

Highlights
Dramatically lowered risk of business failure
Vastly improved rate of loans reaching maturity
Increase in small and mid-size business portfolio value
Improved entrepreneur education
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Improving performance and reducing costs are always factors for financial institutions.

Shareholder expectations and management performance are measured constantly, making it critical for financial institutions of all kinds to produce improved results quarterly. This pressure on management and staff often produces positive results, but frequently, mistakes are made.

A storm is coming. In 2007, the sub-prime mortgage market became a public mess for the banking and financial world. Top management often forced out, and mortgage values dropping, just as is the valuation of the real estate they finance. The storm will probably be triggered by high fuel prices and lower-than-expected sales of goods and travel this coming summer. This will not be a meltdown, as with the sub-prime market, but a rapid expansion of the current recessionary pressures on the economy as a whole. Affecting largely the small and mid-cap market, it will do serious, long-term harm to the backbone of the American economy, the small business.

Our solution will prevent such a catastrophic storm from gathering sufficient wind to cause trouble. We will implement this program with an eye towards prevention of the storm, ensuring that participating institutions will not be affected.

The Epicurus Group is proud to announce our new program, soon expected to be incorporated into law, which is expected to significantly improve business loan statistics, dramatically reduce business lending charge-offs and raise the value of participant institution's share valuations. While we at Epicurus believe a financial storm is looming on the horizon, our progam is intended as a pilot, to guide your firm to safe waters. We invite bankers to contact us for additional information or download our brochure.

Securities companies, ever vigilant in their diligence with investments of client's funds may use Epicurus' services to perform an independent analysis, review or full due diligence effort into the operation of companies. Epicurus is capable of providing full analytical reporting about a variety of industries.

Benefits

Our specialists provide the bank with the opportunity to expand sales, minimizing the bank's exposure and risk.
Our consultants will help the bank keep and manage relationships, identifying specific needs which will improve sales the bank may made in the lending process and post-loan.
Evaluations of future and existing loans can minimize need for foreclosure, thus improving value the after-market value of a bank's business loan portfolio and thus improving shareholder values.

For more information about this service, please visit Harrison Prescott.

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Bad Lending - Good Lending (184Kb)
A report by The Epicurus Institute

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